The biggest scam in the HVAC industry I Don't think the contractors in this whole situation are the ones that are being misleading I Think it's the financing companies. They have what we call dealer fees. now. The financing company might call it something different, but there's some sort of fees that are being worked in there in some way shape or form.

a lot of these companies. They'll say well, we provide threee 0% financing or 5 years 0% And consumers hear that and they say well, I have no extra fees. It's 0 % financing. But what they don't realize is there are dealer fees in there that a lot of companies have to cook into their books.

They have to build it into their pricing and figure out a way to still sell heating and air systems and give you what you want. Which is that 0% option.